![]() ![]() The process for each method starts the same: you'll write down the statement balance that you had at the beginning of the month. You may use your checkbook ledger, the back of your bank statement, a notebook, or a spreadsheet. There are different ways to calculate your bank transactions. Maggie Gomez, CFP® professional and owner of Money with Maggie, says if you're recording your spending properly, you should have a better sense of how much is in your checking account, and you won't be surprised by bank transactions. Flip through your carbon copies if you forgot to list something on your checkbook register.Įven though recording these details may seem tedious, it can help you monitor your spending.
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